I have this in 'warm'.
Firstly I love the look of this. When I opened the palette I was hesitant to use it just because it looked so beautiful! It comes with four shades so you can use them individually or sweep them all together.
This bronzer feels slightly powdery but it blends on my face well and leaves a glow to my skin. To apply this I I use my elf kabuki brush and blend all of the colours together and sweep it all over my face.
It is quite brightening and shimmery on my skin so I probably won't use this during winter as I tend to be a bit paler than in summer. However, this looks really nice on my skin at the moment as it is still slightly tan.
It reminds me a bit of Stilas all over shimmer, only a little more pigmented and more of a bronze rather than pink tone.
There is only a little bit of fallout in this and I feel you're really getting more than your money's worth. It's a great product that is super cheap!
For the price, the cool palette is a good matte bronzer. I prefer some other brands but I would recommend this to those starting out and experimenting with makeup